Job Description
Overview
Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to mitigate credit risk while driving origination growth. Understand business needs and identify opportunities to reduce credit risk and prevent lending losses for new and existing products to meet business objectives. Drive strategic insights in risk management, loss forecasting, and stress testing impacts across the organization through descriptive, predictive, and prescriptive models. Conduct complex work assignments using cutting-edge data science under moderate supervision to enhance analytics infrastructure and deliver actionable insights.
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Responsibilities
Design, develop, and evaluate moderately complex predictive models and advanced algorithms
Identify meaningful insights from large data and metadata sources
Test hypotheses/models, analyze, and interpret results
Create reporting and analytics functions to evaluate and mitigate credit risk within lending businesses.
Exercise sound judgment and discretion within defined procedures and practices
Develop and code complex software programs, algorithms, and automated processes
Use modeling and trend analysis to analyze data and provide insights
Develop understanding of best practices and ethical AI
Transform data into actionable insights using data visualization tools that aids effective decision making
Build working relationships with team members and subject matter experts
Lead small projects and initiatives
Utilize effective written and verbal communication to document and present findings of analyses to a diverse audience of stakeholders
Qualifications
3-5 years of experience in exploratory data analysis
Understanding of account acquisition, portfolio management, underwriting strategy, credit line strategy, pricing strategy, collection strategy
Basic understanding of business and operating environment
Statistics
Programming, data modeling, simulation, and advanced mathematics
SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS
Model lifecycle execution
Technical writing
Data storytelling and technical presentation skills
Research Skills
Interpersonal Skills
Working knowledge of procedures, instructions, and validation techniques
Model Development
Communication
Critical Thinking
Collaborate and Build Relationships
Initiative with sound judgement
Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
Sound Judgment
Problem Solving (Responds as problems and issues are identified)
Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields
Desired Qualification(s)
Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering
Hours: Monday - Friday, 8:00AM - 4:30PM
Location: 820 Follin Lane, Vienna, VA 22180
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
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• Ripplematch Recruiting Choice Award
• Yello and WayUp Top 100 Internship Programs
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Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected Veteran.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Job Tags
Internship, Monday to Friday,